Bank Accounts for Bankrupts

July 7, 2009 by Michael  
Filed under Bad Credit Bank Accounts, Bankruptcy

bankruptBeing made bankrupt or declaring yourself bankrupt is usually the very last choice for people who find themselves in financial difficulties.

If you find yourself in the situation where you are already bankrupt you will probably know just how difficult it is to get any form of credit including getting a bank account.

Let’s face it, a bank account is something which is very difficult to live without as we still have bills to pay and find that we need things like Direct Debits or Standing Orders etc to pay these bills.

And I am 100% certain that you already know you need a bank account to have your salary paid in to. Therefore, having a bank account is a necessity to your every day life.

But how do you get a bank account if you are a registered bankrupt?
Well that USED to be a major problem. High Street banks don’t like us to have any form of bad credit. They see us a ‘high risk’ and shouldn’t be trusted with a cheque book or overdraft. God only knows why banks have to look at people with bad credit like some form of second class citizen. It is frustrating to say the very least and you can’t help feeling that, in some way, you are being victimized or persecuted.

High Street banks are living in the dark ages when it comes to dealing with customers who have been declared bankrupt.
In fact, telling your bank manager that you are registered bankrupt is likely to get you prodded out of the branch with a 10 foot pole as if you have some kind of disease.  When you think how much the bank messed up their own financial affairs it’s rich that they still treat you the way they do because you messed up your financial affairs.

However, regardless of what your High Street bank thinks, even if you are currently bankrupt, you can still get a regular bank account that you can use to pay direct debits, standing orders, have your salary paid in.

It’s time to step up to the current times and leave your bank in the dark ages because you can get a regular High Street bank account even if you are currently bankrupt or subject to an IVA, guaranteed.
Bankrupt and IVA Bank Account Resources:

  • Quick and easy to apply with no credit checks
  • A bank account with guaranteed acceptance that’s open to everyone*
  • One-to-one Account Manager and secure Internet banking
  • No hidden bank charges and you won’t incur any overdraft fees
  • Manage your account on your mobile phone
  • Plus you’ll get  your own Prepaid MasterCard® card so you can control your spending
  • If you want all of this from a bank account even if you have bad credit, have an IVA or are currently registered Bankrupt then use the link below right now and apply online for instant acceptance.

Apply for A Bankrupt/IVA Bank Account – Click Here

Remember, these are Guaranteed Bank Accounts that can be opened regardless of your Bad Credit History. Even if you have an IVA or are currently Bankrupt, you can still open a new bank account, guaranteed.

Share and Enjoy:
  • Digg
  • del.icio.us
  • Facebook
  • NewsVine
  • Reddit
  • StumbleUpon
  • Google Bookmarks
  • Yahoo! Buzz
  • Twitter
  • Technorati
  • Live
  • LinkedIn
  • MySpace
  • MySpace

No Credit Check Loans UK

June 19, 2009 by Michael  
Filed under Bad Credit Loans

No credit check loans are now common place here in the UK thanks growing popularity of Payday Loans. Just a few short years ago when you applied for a loan you HAD to agree to the lender carrying out a credit check using a UK credit reference agency. It was the result of this credit check which made the difference between you being accepted of declined for the loan.

However, credit checks are slightly misunderstood in the UK. People think that a credit check means that your credit file and credit rating is checked. This isn’t the case however. A credit check can sometimes just be used to check your identity and prov who you claim you are. A credit check can confirm your name, date of birth and address history as well as other identity data.

A credit check doesn’t always involve the checking of your credit history or repayment history, it’s just to confirm you are who you say you are. This is why people look for loans where you are not required to pass a credit check, these loans are known as ‘no credit check loans’ as they do not actually check your credit status.

No credit check loans include things like ‘payday loans’ as a payday loan does not require you to pass a credit check. This means that payday loans are very easy to be accepted for and as long as you are employed, have a bank account which allows for direct debits and have a debit card then you are pretty much guaranteed to be accepted for a no credit check loan such as a payday loan.

Having a less than perfect credit rating isn’t anything to be ashamed of and you shouldn’t let it hold you back. You can still get a loan that doesn’t require you to pass a credit check.Payday loans are perhaps the easiest form of loans to get accepted for.

Not all payday loan lenders are equa. Some are better than others and cheaper too. When you’re looking for a no credit check loan, such as a payday loan, then shop around for the best deal or if you don’t have the time to do the shopping around yourself you can use a payday loan finder who will do all of the legwork for you to find the best deal.

With a payday loan finder all you need to do is fill out ane short online form and they will find you the best payday loan deal which is right for you. It saves you a lot of time and hassle plus it ensures you get the best deal too.

Visit this  payday loan finder to get  the best deal available today.

*** Click For Best Payday Loan Rates ***

Share and Enjoy:
  • Digg
  • del.icio.us
  • Facebook
  • NewsVine
  • Reddit
  • StumbleUpon
  • Google Bookmarks
  • Yahoo! Buzz
  • Twitter
  • Technorati
  • Live
  • LinkedIn
  • MySpace
  • MySpace